What Lower Mortgage Rates Mean for Your Purchasing Power

Written by Space Coast Mortgage Syndicated User on January 9, 2024. Posted in Buying Myths, First Time Home Buyers, For Buyers, Move-Up Buyers, Space Coast Condo Financing, Space Coast Mortgage, Space Coast Mortgage Rates.

If you want to buy a home, it’s important to know how mortgage rates impact what you can afford and how much you’ll pay each month. Fortunately, rates for 30-year fixed mortgages have come down significantly since the end of October and are currently under 7%, according to Freddie Mac (see graph below): This recent trend is great news for buyers. As a recent article from Bankrate says:“The rate cool-off somewhat eases the housing affordability squeeze.”And according to Edward Seiler, AVP of Housing Economics and Executive Director of the Research Institute for Housing America at the...

Achieving Your Homebuying Dreams in 2024 [INFOGRAPHIC]

Written by Space Coast Mortgage Syndicated User on January 6, 2024. Posted in First Time Home Buyers, For Buyers, Infographics, Move-Up Buyers, Space Coast Condo Financing, Space Coast Mortgage, Space Coast Mortgage Rates.

Some HighlightsPlanning to buy a home in 2024? Here’s what to focus on.Improve your credit score, plan for your down payment, get pre-approved, and decide what’s most important to you.Partner with a trusted real estate agent so you have expert advice on how to achieve your homebuying goals this year.

Why Pre-Approval Is Your Homebuying Game Changer

Written by Space Coast Mortgage Syndicated User on January 5, 2024. Posted in Buying Myths, First Time Home Buyers, For Buyers, Move-Up Buyers, Space Coast Condo Financing, Space Coast Mortgage, Space Coast Mortgage Rates.

If you’re thinking about buying a home, pre-approval is a crucial part of the process you definitely don’t want to skip. So, before you start picturing yourself in your new living room or dining on your future all-season patio, be sure you’re working with a trusted lender to prioritize this essential step. Here’s why.While home price growth is moderating and mortgage rates have been coming down in recent weeks, affordability is still tight. At the same time, there’s a limited number of homes for sale right now, and that means ongoing competition among hopeful buyers. But, if you’re...

Thinking About Buying a Home? Ask Yourself These Questions

Written by Space Coast Mortgage Syndicated User on January 4, 2024. Posted in First Time Home Buyers, For Buyers, Housing Market Updates, Move-Up Buyers, Pricing, Space Coast Condo Financing, Space Coast Mortgage, Space Coast Mortgage Rates.

If you’re thinking of buying a home this year, you’re probably paying closer attention than normal to the housing market. And you’re getting your information from a variety of channels: the news, social media, your real estate agent, conversations with friends and loved ones, the list goes on and on. Most likely, home prices and mortgage rates are coming up a lot.Here are the top two questions you need to ask yourself as you make your decision, including the data that helps cut through the noise.1. Where Do I Think Home Prices Are Heading? One reliable place you can turn to for information...

Things To Consider If Your House Didn’t Sell

Written by Space Coast Mortgage Syndicated User on January 3, 2024. Posted in For Sellers, Selling Myths, Space Coast Condo Financing, Space Coast Mortgage, Space Coast Mortgage Rates.

If your listing has expired and your house didn’t sell, it’s completely normal to feel a mix of frustration and disappointment. Understandably, you’re probably wondering what may have gone wrong. Here are three questions to think about as you figure out what to do next.Did You Limit Access to Your House?One of the biggest mistakes you can make when selling your house is restricting the days and times when potential buyers can tour it. Being flexible with your schedule is important, even though it might feel a bit stressful to drop everything and leave when buyers want to see...

3 Keys To Hitting Your Homeownership Goals in 2024

Written by Space Coast Mortgage Syndicated User on January 2, 2024. Posted in For Buyers, For Sellers, Space Coast Condo Financing, Space Coast Mortgage, Space Coast Mortgage Rates.

If buying or selling a home is your goal for 2024, it’s important to understand today’s housing market, know your why, and work with industry experts to bring your homeownership vision for the new year into focus.Over the last year, the economy had a big impact on the housing market, and likely on your wallet too. That’s why it’s critical to have a clear picture of not just the market today, but also on what you want out of it when you buy or sell a home. Danielle Hale, Chief Economist at Realtor.com, explains:“The key to making a good decision in this challenging housing market is to be...

The Benefits of Working With an Agent When You Sell Your House [INFOGRAPHIC]

Written by Space Coast Mortgage Syndicated User on December 30, 2023. Posted in For Sellers, Infographics, Selling Myths, Space Coast Condo Financing, Space Coast Mortgage, Space Coast Mortgage Rates.

Some HighlightsWhen it comes to selling your house, the expertise of a trusted real estate agent can make a big difference.They’ll explain what’s happening today, what that means for you, and how to price and market your house. They’re also skilled negotiators and well versed in the contracts and disclosures involved. Partner with a trusted real estate professional so you have expert advice throughout the entire process.

What You Need To Know About Saving for a Home in 2024

Written by Space Coast Mortgage Syndicated User on December 29, 2023. Posted in Buying Myths, First Time Home Buyers, For Buyers, Move-Up Buyers, Space Coast Condo Financing, Space Coast Mortgage, Space Coast Mortgage Rates.

If you’re planning to buy a home, knowing what to budget for and how to save may sound intimidating – but it doesn’t have to be. One way to ease those concerns is to make sure you understand some of the costs you may encounter up front. And to do that, always turn to trusted real estate professionals. They can help you set a plan and take a strategic look at your budget and your process before you even get started.Here are just a few things experts say you should be thinking about.1. Down PaymentSaving for your down payment is likely top of mind as you set out to buy a home. But do you know...

A Skyward Journey Through a Century of Helicopter Evolution

Written by Space Coast Mortgage Syndicated User on December 28, 2023. Posted in Space Coast Condo Financing, Space Coast Mortgage, Space Coast Mortgage Rates.

Prepare to elevate your sense of wonder as we delve into the captivating history of helicopters, the driving force behind the exhilarating experiences presented by Cocoa Beach Helicopter Tours. Nestled in the heart of Florida’s Space Coast, our tours promise to be a skyward adventure filled with awe and excitement. But how did the helicopter technology we use today come to be? As we explore the foundations of helicopter technology, it’s a testament to human ingenuity that has brought us to the spectacular air tours we offer today in Cocoa Beach. From the visionary experiments...

Embark on an Unforgettable Adventure with Cocoa Beach Dolphin Tours

Written by Space Coast Mortgage Syndicated User on December 28, 2023. Posted in Space Coast Condo Financing, Space Coast Mortgage, Space Coast Mortgage Rates.

Nestled along Florida’s Space Coast, Cocoa Beach Dolphin Tours beckons adventure enthusiasts and nature lovers to explore the mesmerizing Cocoa Beach Thousand Islands, located along the Banana River on Florida’s beautiful Space Coast. With US Coast Guard (USCG) approved vessels and seasoned captains, our tours promise a safe and comfortable journey for up to forty-nine passengers to venture through the intricate waterways for an up-close encounter with the diverse wildlife that calls this unique ecosystem home. Navigating the shallow waters of the Banana River is a breeze...

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